Outlined below, are some of the most commonly asked question in regards to taking out additional renters insurance. Before you rent your next vehicle you will want to take into account all the questions that are answered here. It may save you some money in the end!

Q: DOESNT MY REGULAR CAR INSURANCE POLICY COVER ME WHEN I AM DRIVING A RENTAL CAR?

A: This is a big YES! Almost all car insurance companies will cover you, even when you are driving a rental car. I would, however, suggest that you contact your insurance company prior to getting your rental just to be 100% sure.

Q: WILL THE CREDIT CARD THAT I USED TO RENT THE CAR COVER ME FOR ANY DAMAGES?

A: There is not straight yes or no answer for this question. Most of the major credit card companies do offer additional rental insurance, however you should always check prior to using it for your rental.

Q: IF MY CREDIT CARD AND INSURANCE COMPANIES COVER ME FOR RENTAL, DO I STILL NEED TO TAKE OUT CAR RENTAL INSURANCE FROM TEH RENTAL COMPANY?

A: NO, NO, NO….Although many companies will tell you that you are not covered under any insurance but theirs, this is absolutely not true. The truth is, the insurance coverage that is offered from a rental car company will provide you will no covers that you are not already be offered through your insurance and credit card companies.

It is important to determine whether or not you need to purchase this coverage before you show up to rent your next vehicle. Understanding that you are covered in other ways will make you feel more secure when refusing the rental agencies insurance coverage.